Current Clients Include
Lending Intelligence for Lenders
DataGardener’s Lending Intelligence tool supports SDG 9 by providing insights into the secured lending market, enabling businesses and financial institutions to access financing opportunities that promote innovation and infrastructure development, fostering sustainable industrial growth.
Achieve Smarter Lending with Cutting-Edge Data Intelligence
1. Identify Your Ideal Clients
DataGardener's database helps lenders target high-potential prospects with detailed profiles and credit risk assessments, optimising commercial lending opportunities.
2. Predict Risk to Improve Lending
Use DataGardener's algorithms and UK charge data to generate risk scores and spot red flags early. Evaluate clients' credit risk and financial stability, tailoring risk criteria to your policies for safer lending decisions.
4. Stay Ahead of Your Competitors
Monitor trends, analyse competitor strategies, and adapt with real-time insights. Use competitor analysis to identify service gaps and position your offerings effectively.
3. Make Data-Driven Lending Decisions
Leverage DataGardener's dynamic monitoring tools, real-time insights, and comprehensive credit reports. Make confident lending choices based on solid evidence, aligning your strategy with the best opportunities.
Benefits of Lending Intelligence Tool
Risk Management
Use comprehensive data and analytics to identify and mitigate lending risks.
Operational Efficiency
Streamline your lending processes to boost productivity and reduce manual effort.
Competitor Monitoring
Gain a competitive edge with real-time market and competitor monitoring tools.
Accurate Reporting
Generate precise, detailed financial reports tailored to your lending criteria.
Predictive Risk Analytics
Forecast future creditworthiness and spot potential red flags with advanced analytics.
Dynamic Monitoring
Track client status and gain real-time insights for proactive decision-making.
Enhanced Revenue Predictability
Improve revenue predictability by focusing on creditworthy prospects.
Improved Client Targeting
Leverage targeted data to enhance your sales and marketing efforts.
Customer Insights
Gain valuable insights into client behaviour and financial health.
Streamlined Due Diligence
Automate and simplify due diligence processes for faster, compliant assessments.
DataGardener's Lending Intelligence Features
Charges Person Entitled
Identify individuals or entities entitled to charges on a company’s assets, ensuring you know who holds financial control for accurate lending decisions.
Charge Created Year/Month
Track charges created within specific time frames to stay informed about recent financial activities impacting a company’s stability.
Charge Status
Check the current status of charges to assess a company’s financial obligations and creditworthiness accurately.
Industry
Discover businesses within targeted sectors for tailored insights, helping inform commercial lending decisions.
Region
Filter companies by geographic location to focus on specific areas, vital for expanding or concentrating lending efforts.
Financial Inclusion
Evaluate companies using metrics like credit risk bands, turnover, financials, trade debtors, debtor days, and company age to make precise lending decisions.
DataGardener’s Lending Intelligence Tool
DataGardener provides lenders with all the tools they need to evaluate, monitor, and analyse prospective customers’ creditworthiness and financial stability. It is intended to maximise your loan strategy, reduce risks, and spur profitable company expansion. Our platform offers insightful data to help you make the best loan selections possible. Discover now how DataGardener can assist you in making better, more knowledgeable loan selections.
The Charges Index provides a comprehensive overview of the number of charges registered across various UK regions, reflecting lending activity and credit conditions. The data, depicted through a bar chart, table, and colour-coded map, illustrates a general increase in charges from the first to the second quarter of 2024, with London showing the highest activity. This index serves as a vital tool for understanding regional lending trends and variations in the UK, offering valuable insights for lenders and financial institutions.
Regional Demand Insights
Identify high-demand regions like London and the South East to tailor lending solutions and maximise market opportunities.
Seasonal Growth Trends
Utilise quarterly and yearly trends to forecast lending needs and adjust strategies for peak demand.
Competitive Analysis
Analyse competitor performance in high-growth regions to refine your lending strategies and outperform in the market.
Struggling with Complicated Lending Reports? We Have a Better Way.
Case Study: Reducing Budget for Prospecting
"Our client, a fully licensed UK bank specialising in SME financial support, needed to find customers with large assets and high interest rates while entering the asset finance market. Using DataGardener’s API integrations and Lending Intelligence Tool, they identified high-value customers and gained insights into competitors' activities. The Monitor Plus feature allowed them to track customer events and identify clients needing renewals. They also found new clients with fully satisfied charges, minimising risks. As a result, our client successfully identified valuable customers who used only 15% of their budget and remained competitive." - Tarun Kumar, CEO DataGardener
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Want to Learn More? Read from a selection of Lending Intelligence posts available on our Website.
Peer-to-Peer (P2P) Lending: What You Should Know About It
Understanding Automated Lending: The Future of Finance
What are the Main Types of Mortgage Lenders?
What Are the Three Main Types of Lending? A Guide
What are the four key stages of the lending process?
Understanding The Five Cs of Credit – What and Why?
