The Lending Intelligence Platform for Brokers & Lenders
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Key Benefits
Unlock powerful insights, streamline decision-making, and drive sustainable growth with smart AI-driven solutions.
Understand Lending Market Trends
Gain a comprehensive view of the lending landscape by analysing charge types, lender involvement, and financial trends.
Get Fresh Leads in 30 Seconds
Quickly identify potential borrowers or businesses of interest with advanced search and filtering tools.
Stay Updated with Real-Time Charge Status
Monitor outstanding, fully satisfied, or partially satisfied charges with up-to-date insights at your fingertips.
Access Comprehensive Charge Details
View charge descriptions, codes, creation dates, durations, and associated lenders all in one place.
Simplify Analysis with Interactive Dashboards
Clearly visualise and analyse data with intuitive dashboards that make financial intelligence easy to understand.
Connect Directly with Key Contacts
Retrieve essential contact details like email addresses, LinkedIn profiles, and phone numbers to streamline outreach.
Smart AI Features
Smarter AI solutions designed to help you secure finance, assess opportunities, and discover actionable data with ease.
Secured AI
Find companies with invoice finance, asset finance, or property loans; see the lender, renewal dates, and filter outstanding ones.
Unsecured AI
Identify companies with unsecured borrowing (invoice finance, hire purchase, operating leases) to target for refinance.
Text Search AI
Scan 12m+ company filings for hire purchase, invoice discounting, operating leases, equipment leases and view amount, lender, secured/unsecured, and start date.
Why Do You Need Lending Intelligence?
To combine advanced analytics with deep market visibility, enabling you to lend smarter, faster, and with greater precision than ever before.
Outsmart Competitors
Gain access to exclusive data your competitors don’t have, giving you a clear edge in the lending market.
Find Opportunities Faster
Search over 9 million company accounts in under 30 seconds and focus on high-value leads using advanced filters.
Minimise Risks
Track charge statuses, classifications, and financial timelines to make confident lending decisions.
Customised Insights
Use our Sniper Approach with filters for industry, region, and turnover to target the right clients precisely.
Connect with Decision-Makers
Access detailed contact information, including emails, LinkedIn profiles, and phone numbers, to act quickly.
Simplify Data, Take Decisions
Interactive dashboards and real-time insights help you visualise trends and confidently act on opportunities.
Understand Your Target Market & Discover Ideal Prospects!
Choose the key criteria for your ideal client base, and let our advanced technology and real-time data do the work. Our experts will generate a detailed report on your targeted market, delivering valuable insights straight to you.
How Does Lending Intelligence Work?
All Your Lending Insights in One Place: Charge Types, Status, Lenders, and Actionable Intelligence.
1. Identify Charge Types
Understand the nature of the charge.
2. Track Charge Status
Stay updated on the charge lifecycle.
3. Discover Lenders & Details
Know who’s involved and their key information.
4. Review & Act on Data Intelligence
Dive deeper into charge specifics and take action.
Interested in learning a bit more?
Get the DataGardener’s Lending Intelligence Brochure.
Sniper Approach
Targeted Client Segmentation with Filters
Charges Person Entitled
Identify the exact individuals or entities entitled to charges, ensuring precise targeting of potential clients or business opportunities.
Charge Status
Filtering charges based on their current status (Outstanding, Fully Satisfied, Partially Satisfied).
Charges Classification
Focus on specific charge types such as Debentures, Mortgages, or Fixed Charges to align with your lending goals.
Industry and Region Filters
Focus on specific charge types such as Debentures, Mortgages, or Fixed Charges to align with your lending goals.
Charge Created Year/Month
Track companies based on when charges were created to identify new opportunities or monitor long-term financial trends.
Text Search Analysis
Leverage our powerful text search tool to explore over 9 million company accounts in under 30 seconds, enabling faster and smarter decisions.
Regional Demand Insights
Identify high-demand regions like London and the South East to tailor lending solutions and maximise market opportunities.
Competitive Analysis
Analyse competitor performance in high-growth regions to refine your lending strategies and outperform in the market.
Trusted By Leading UK Businesses
Find out which leading organizations are using our data to succeed.
Case Study
Reducing Budget for Prospecting
“Our client, a fully licensed UK bank specialising in SME financial support, needed to find customers with large assets and high interest rates while entering the asset finance market. Using DataGardener’s API integrations and Lending Intelligence Tool, they identified high-value customers and gained insights into competitors’ activities.
The Monitor Plus feature allowed them to track customer events and identify clients needing renewals. They also found new clients with fully satisfied charges, minimising risks. As a result, our client successfully identified valuable customers who used only 15% of their budget and remained competitive.”
– Tarun Kumar, CEO DataGardener
Scan the QR code to read the full Case Study or Click Here
Frequently Asked Questions (FAQ’s)
What is Lending Intelligence in finance?
Lending Intelligence refers to the use of data analysis tools to assess the creditworthiness and financial health of businesses before providing loans. It helps lenders and brokers make smarter lending decisions.
How can Lending Intelligence tools help lenders?
Lending Intelligence platforms help lenders by providing detailed company financial data, credit scores, outstanding charges, and early warning indicators to evaluate loan risks and identify the right prospects.
Why is company credit score analysis important for lenders?
Analysing a company’s credit score helps lenders understand the financial stability and risk level of a borrower, reducing the chances of loan defaults and financial losses.
What data is essential for commercial finance brokers when evaluating clients?
Key data includes company financial statements, credit reports, historical charge records, director profiles, cash flow information, and risk indicators to ensure a comprehensive client evaluation.
How can Lending Intelligence reduce loan approval risks?
Lending Intelligence tools identify high-risk borrowers early by analysing credit scores, financial trends, and outstanding charges, allowing lenders to mitigate risks during loan approvals.
Why should brokers use financial profiling for clients?
Financial profiling provides a clear view of a client’s creditworthiness, financial trends, debt obligations, and operational stability, helping brokers match clients with appropriate funding solutions.
How can company charge information support better lending decisions?
By reviewing a company’s outstanding and satisfied charges, lenders can evaluate existing financial commitments, asset encumbrances, and risk exposure before offering new funding.