Risk Assessment
Helping you find land and property ownership information

Credit And Risk Management

For FinTech and Finance Providers it’s not just about winning new business – it’s about winning the right new business and once you’ve won that business you need fast, accurate and trusted information to allow your operations team to manage clients effectively and de-risk your lending.

Work together

Monitor And Track Financial Market Trends And Changes In up-to-date

Our platform provides FinTech companies with data and insights on financial market trends and changes, allowing them to identify new business opportunities and stay ahead of competitors.

Company Status
Helping you find land and property ownership information

Gain A Deeper Understanding Of Their Customer Base

FinTech companies can gain a deeper understanding of their customer base through data enrichment, which can help them develop more personalised and effective products and services.

Frequently Asked Questions (FAQ’s)

FinTech quite literally means financial technology and is an industry primarily born from the financial crash of 2009-2010. The term refers to any business that uses technology to enhance or automate financial services and processes.

FinTech credit is a term that broadly encompasses all credit activity facilitated by or driven by electronic platforms, whereby borrowers are matched directly with lenders. FinTech credit is also commonly referred to as loan-based crowdfunding, peer-to-peer lending, or marketplace lending.

A finance provider is a financial company or institution that provides businesses or consumers with credit or finance. This can be secured lending or unsecured lending, in other words the finance or lending is secured by tying the transaction to an asset or assets of a company or consumer.

Business risk of a company refers to the risk because of which the business value of the company can be affected, be it via loss of market share, or by new entrants who destroy our business or by many other forms of market competition whereas financial risk is the risk of a company where the company could not manage its finances and goes bankrupt because of liquidity risk, market risk or because it repay its debts.

Financial risk is any of various types of risk associated with financing, including financial transactions that include company loans in risk of default.

Compliance risk is exposure to legal and financial penalties, and other sanctions an organization faces when it fails to act in accordance with industry laws and regulations of the company in which they are operating.

In finance, risk refers to the degree of uncertainty and/or potential financial loss that comes with an financial decision.

DataGardener can help you search for all the Start Ups in the UK that have registered a specific SIC Code (a Standard Industry Code), so yes, we can help you.

There are numerous types of lending in the United Kingdom – and there are different structures to lending emerging all the time, thanks in part to the disruptive nature and evolution of the FinTech market but there are a number of recognised types:

  • Overdrafts, term loans and revolving credit facilities
  • Secured and guaranteed facilities
  • Bilateral, syndicated and club arrangements