What Makes Our Company Credit Reports Different?
Our Comprehensive Company Credit Reports enable you to see the bigger picture.
NO COMPETITOR offers this level of detail in a single Company Credit Report; some of the data you will find in our reports includes Import & Export Data, Corporate Land Registry, Z Score, CAGR, Industry Analysis data, and more!
Intelligent risk management to protect the future of your business.
Comprehensive, Accurate, up-to-date Commercial Information
It’s critical to have a quick and easy way to evaluate the current financial health of the companies you plan to do business with in order to decide whether or not to proceed, and if so, on what terms.
A company credit report is one of the most powerful tools you have at your disposal. It provides your business with intelligent risk management.
Get instant access to commercial credit information on over 5 million companies in the UK.
Make Credit Decisions with Confidence.
Business Identification
Verify a business’s age, company number, category, registered address, website, telephone number and industry type.
Credit Score
Access a company’s credit score, current and previous credit limit.
County Court Judgements (CCJs) and Charges
Get access to the details on any paid or unsatisfied Charges and CCJs registered against a company.
Financial Details
Company financials with a detailed balance sheet, profit and loss, cash flow, capital & reserves, company ratio and more.
Directors
Company director's data covers the name, age, nationality, status and date of appointment.
Activity Tracking
Access patent, innovate grant data and documentation related to company activity.
UK Trade Data
Get details about importing and exporting activities.
Bad Debts
Access Bad Debt Details and Impacted Creditors.
How to Download our Company Credit Reports
Company Search
Use the search box on our platform to search for the business you want to check.
Select your Target Company
Select the right company name to access the company profile.
Download Report
Click on the ‘FULL CREDIT REPORT’ button and choose the right package for your business.
Choose the Best Package for your Business
1
Company Report
£10+VAT/report
This is the perfect option for companies looking to buy their own company credit report or do a quick check on another company.
5
Company Reports
£7+VAT/report
This is the ideal package for companies interested in checking their company credit report as well as their partners, prospects, suppliers, or even competitors.
10
Company Reports
£5+VAT/report
This option is the best for companies who know they will need to perform multiple credit checks on several companies and wish to do it in the most cost-effective way.
Why not start by downloading your own company credit report?
See what lenders and companies see when they check you!
Are you looking for a business intelligence platform for risk assessment and prospecting?
You might be interested in one of our online platform plans, which by the way, include company credit reports!
Interested in learning a bit more? Book a 10-minute discovery call and speak to one of our experts.
Learn More About How DataGardener Delivers Deeper Insights that Accelerate Business Acquisition
Book a remote demo with us and learn how our software can help you grow and develop your business by generating leads, as well as analysing correct and accurate director and company information.
Frequently Asked Questions (FAQ’s)
You can check your business credit score at the DataGardener website, although they may charge a fee to view your scores. Some websites gather the information and report it for you all in one place.
A good credit score for a UK company typically ranges from 70 to 100, depending on the scoring model. Factors like timely payments, low debt levels, and strong financial performance contribute to a good score. A strong credit score builds trust, improves borrowing terms, and supports business growth.
If you want to improve your score, there are some things you can do, including:
- Pay your bills and loans on time.
- Keep your credit utilisation low by not maxing out your credit limit.
- Maintain a long and positive credit history.
- Regularly check your credit report for any inaccuracies and dispute errors.
A company’s credit rating is impacted by its financial health, business model, market conditions, and management quality. Credit rating agencies assess financial data, review past performance, and consider prospects to evaluate the company’s ability to meet its financial obligations.
The best measure of creditworthiness involves a detailed analysis of the five Cs of credit: character, capacity, capital, collateral, and conditions. By examining these factors, lenders can gain a deeper insight into an individual or company’s creditworthiness, enabling them to make well-informed lending decisions.
You cannot check an individual’s credit rating without consent, but you can access business credit scores.
A credit report includes personal details like your name and address, credit account history such as loans and credit cards, credit inquiries made by lenders, any bankruptcies or public records, and collections related to unpaid debts.
A company may request your credit report for several reasons, particularly when hiring for roles involving financial responsibilities. Employers may use it to verify your identity, assess your financial stability, and check for signs of excessive debt or previous financial mismanagement.